Ledgerly for Households

Your entire household, bills & family net worth
in one private vault.

Find the forgotten subscriptions, creeping bills and missed deductions that quietly drain your family's money.

6-month free trial, then $9/mo or $79/yr. No credit card.

Also for Entrepreneurs · CPA firms · Bookkeepers · Tax planning

How your household vault works

Most families don't have an income problem - they have an invisible leak problem. Forgotten subscriptions, creep on auto-pay bills, unsplit Amazon/Costco charges, and missed tax deductions quietly drain $3,800 to $7,400 every year.

[DRN] Subscription Drain Radar Flags recurring monthly charges & shows their 10-year compounded family wealth cost.

[$!] Surprise Bill Spike Alerts Catches utility spikes, duplicate charges, and bills above your $250 / $500 alert limit.

[CAM] 80ms Phone Receipt & PDF Reader Snap receipts on your phone or drop bank PDFs. Extracted locally at $0 with zero data selling.

HOME Homes, Cars, Loans & Tax Zip Track your real net worth, split mortgage interest/escrow, and export a 1-click CPA tax package.

How Stopping 4 Quiet Leaks Builds $64,928 Net ($66,493 Gross) in 10 Years

Because saved money is post-tax, cutting $382.50/month ($4,590/year) in forgotten waste equals earning a $6,200+ pre-tax raise every single year.

Common Household Leak	Where It Hides	Reclaimed / Yr	10-Yr Family Wealth (at 8%)
1. Forgotten Subscriptions [DRN]	Duplicate streaming, apps, unused gym memberships	+$1,680 / yr	$24,337
2. Auto-Pay Bill Creep [$!]	Internet, mobile, utility & insurance renewal rate hikes	+$1,140 / yr	$16,515
3. Unclaimed Tax Deductions	Lost mortgage 1098 interest, property tax, HSA, charity & side-1099 expenses	+$1,350 / yr	$19,557
4. Late Fees & Overdrafts	Missed credit card due dates or statement gaps	+$420 / yr	$6,084
Gross Reclaimed Across 4 Leaks	Total annual cash flow recovered before plan fee	+$4,590 / yr gross	$66,493
Less Household Vault Plan ($9/mo)	12 months × $9/mo subscription cost	-$108 / yr	-$1,565
Total Net Reclaimed for Your Family (after $9/mo vault cost)		+$4,482 / yr net	+$64,928 in 10 yrs

Interactive Family Wealth & Leak Calculator

Slide to estimate how much tax-free cash your household or business reclaims over 10 years.

100% Tax-Free Savings

Monthly Subscriptions & Bill Creep Reclaimed: $260 / mo Annual Tax Deductions & Late Fees Saved: $1,350 / yr

Annual Cash Saved

+$4,470/yr

Pre-Tax Raise Equiv.

+$6,574/yr

10-Yr Wealth (8%)

+$64,752

Why Families Subscribe · 42x Annual Return on $9/mo Replaces Monarch ($15/mo) + Rocket Money ($12/mo) + YNAB ($15/mo)

Why a $9/mo Household Vault Reclaims $4,590/Year ($4,482/Yr Net) in Post-Tax Family Wealth

Free apps harvest your financial data to sell high-interest credit cards and personal loans, while App Store finance apps charge $15 to $20/month just to show yesterday's transactions. Ledgerly gives your family a private, CPA-grade financial command center with 6 autonomous wealth engines:

1. [DRN] Subscription Drain & 10-Yr Compounded Radar Automatically detects recurring streaming, gym, and app charges and calculates their 10-year S&P 500 opportunity cost with 1-click cancellation checklists.

2. [$!] Utility, Insurance & Auto-Pay Spike Detector Flags quiet renewal rate hikes on internet, electric, auto insurance, and duplicate merchant charges the day they hit your statement.

3. [CAM] 80ms Local Phone Receipt & Statement Reader Snap grocery/home-improvement receipts or drop bank PDFs. Extracted locally at $0 with hardware PII redaction across 48 mastered financial & tax forms.

4. FLOW Monarch-Style Sankey Cash Flow & Flex Budgets See exact monthly Income vs. Fixed, Flexible & Savings flows (82%+ tie-out) with 3-bucket Flex Budgeting that adapts without spreadsheet guilt.

5. DEBT Mortgage & Auto Loan Extra-Principal Accelerator Track real home equity, property basis improvements, and simulate how +$200/mo extra principal shaves years and tens of thousands in interest off your loans.

6. 1040 Live Schedule A Tax Estimator & 1-Click CPA Zip Tracks charitable gifts, medical expenses, Form 1098 mortgage interest, and SALT caps year-round, exporting a ready-to-file CPA workpaper .zip in 1 click.

Your Household & Family Vault Pricing

Household & Family Plan

Household & Family Vault

$9/mo or $79/yr

1 Household + Homes, Cars, Bank & Credit Cards
Subscription Drain [DRN] & Surprise Alert [$!] Radar
Phone Camera Receipt Snap [CAM] & PDF Statement Reader
2 Family Logins (You + Spouse) & 1-Click CPA Tax Zip

Start Household Free Trial

Start with a 6-month free trial. Cancel anytime in 1 click.

Zero Middleman Tax · Save 30% Works on iPhone, Android, iPad, Mac & PC

Why we bypass the 30% App Store & Play Store fee to save your family money

Apple and Google take up to 30% of every subscription sold inside their stores - which is why other finance apps charge your family $15 to $20/month and sell your financial data to loan marketers. By delivering Ledgerly directly over the web as an instant Mobile Web App (`/books/m/`), we pass 100% of that 30% savings directly to you: just $9/month (or $79/year - $6.58/mo).

iPhone / iPad (5-Second Install) Open myledgerly.ai/books/m/ in Safari → Tap Share → Tap Add to Home Screen.

Android Phone (5-Second Install) Open myledgerly.ai/books/m/ in Chrome → Tap Menu (⋮) → Tap Add to Home screen.